Diversion

Wednesday, May 13, 2015

Two New Positions: CSCO and DOW

So far in May, I’ve opened two new Rescue My IRA positions, one each in CSCO and DOW.  I’ll catch up those posts today with an assessment of the position plans. 

I placed the DOW trade first, early last week.  The source of funds was the proceeds of the FCN trade, which I had unwound for a profit – I guess that is another post I should catch up on this week! 

The CSCO trade was one I decided to place after thinking a little bit about the market:  I think it has legs until October or so, once election activities get hot and heavy and we collectively start thinking about what the change will mean.  Until then, I wanted to get more of my cash reserves into stock, so with the CSCO trade I have the ratio down to around 12 percent.

Here are the position plans for CSCO and DOW, net of commissions and fees. 

CSCO

CSCO is one of a half dozen or so stocks I have traded multiple times in Rescue My IRA.  I bet there has been at least one per year and probably two per year a couple of times.  It’s such a well-recognized brand name that I have no reservations choosing it, as long as it meets my other selection criteria.

Transactions

Bought 300 shares in two transactions at average share price $29.14 (total basis $8,741.99)
Sold 3 $30 June 2015 covered calls

Net Profit:

1) Options Income:  = $141.25
2) Dividend Income (no dividend forecast during contract): $0.00
3) Capital Appreciation if assigned at $30.00:  $240.01

Total Net Profit if assigned in June:  $381.26
Absolute Return on Investment: ($381.26/$8,741.99) = 4.36%
Annualized Return if Assigned and Dividend Collected (40 days):  4.36%*(365/40) = 39.80%


DOW

I traded DOW earlier this year.  When I ran my screen to reinvest the proceeds from FCN, it was the only stock I did not currently hold in Rescue My IRA.  So there you go.

Transactions

Bought 200 shares at average share price $51.92 (total basis $10,383.00)
Sold 2 $52.50 June 2015 covered calls

Net Profit:

1) Options Income:  = $205.50
2) Dividend Income (no dividend forecast during contract): $0.00
3) Capital Appreciation if assigned at $52.50:  $99.00


Total Net Profit if assigned in June:  $304.50
Absolute Return on Investment: ($304.50/$10,383.00) = 2.93%
Annualized Return if Assigned and Dividend Collected (45 days):  2.93%*(365/45) = 23.79%

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