Diversion

Monday, September 8, 2014

AAPL: Rolling out and up

Last week I adjusted my AAPL position – there was some volatility when one of the competitors announced a new product, so I rolled the position out and up when the shares took a one-day hit.  That is the second roll-up I have done since acquiring these shares in June, I’ve written covered calls on the 100-share position at strikes of $95, $97.50, and now $100.00.

If the shares are called away early on their October ex-dividend date or at November expiration, I will have held them either 150 days or 180 days and generated an absolute return of more than 10% - I can live with that.

Here’s the position plan for AAPL, net of fees and commissions, and assuming I collect dividends through the holding period:

AAPL

This is a 100-share position with a basis of $9,380.99, or $93.81 per share.  The current covered call is $100 Nov 2014 but I started in May 2014 with a $95 strike.

Total covered call premiums:  $269.94
Total dividend payments (assumes I collect November):  $94.00
Total stock gain at $100:  $601.01
Total, absolute gain on the position:  $964.95
Total, absolute return percentage ($964.95/$9,380.99):  10.29%

Annualized total return percentage (approx 180 days if held to expiration):  20.86%


Sensitivity analysis shows that if the shares are called early on the October ex-dividend date, the absolute gain percentage drops to 9.79%, but the annualized gain goes up to 23.81%, due to the shorter holding period.

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