Diversion

Thursday, November 27, 2014

New Positions: GM and WIN

This is the second of a couple of “catch up” posts – earlier, I wrote about four “unwind” transactions, when I closed out covered calls on stocks I held, and now I’m writing about two stocks I added to the Rescue My IRA covered call portfolio this month.  The next post, in a couple of days, will report my results in the account for the month of November.

Here are the position plans for the two stocks, with anticipated results reported net of commissions and fees:

GM

Transactions

Bought 300 shares in early November at average share price $31.02 (total $9,307.00)
Sold 3 $32 Dec 2014 covered calls

Net Profit:

1) Options Income:  = $163.24
2) Dividend Income (December ex-dividend): $90.00
3) Capital Appreciation if assigned at $32.00:  $275.00

Total Net Profit if assigned on the ex-dividend date:  $528.24
Absolute Return on Investment: ($528.24/$9,307.00) = 5.68%
Annualized Return if Assigned and Dividend Collected (52 days):  5.68%*(365/52) = 39.84%

WIN

There is a lot going on with this stock – it is one I held before in the Rescue My IRA account, mainly because of the annual yield of more than 10%.  Now there is the planned spinoff of assets into a REIT – with shares returned as a dividend to WIN holders, and a December ex-dividend date that takes place before the spinoff.  All of this will make for an interesting holding, with a likely early call on some or all of my shares, but generally small investors can do well with these, and in any case, there will be a return from the covered call premium, allowing a slight hedge against the stock risks.

Transactions

Bought 800 shares at shares on November 24, average share price $9.85 (total $7.879.00)
Sold 8 $10 Feb 2015 covered calls

Net Profit:

1) Options Income:  = $183.00
2) Dividend Income (December ex-dividend): $200.00
3) Capital Appreciation if assigned at $10.00:  $103.00.


Total Net Profit if assigned and dividend collected:  $486.00
Absolute Return on Investment: ($486.00/$7,879.00) = 6.17%
Annualized Return if Assigned and Dividend Collected (90 days):  6.17%*(365/90) = 25.02%

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